American dream of homeownership on hold for most young Utahns

…In the meantime, the Utah Foundation has kept publishing on the topic. A March 2026 report, “Appraising Utah’s Homeownership Approaches,” examined “shared-equity” programs, in which private investors help cover a buyer’s down payment or other costs in exchange for a share of the home’s future value, an emerging option as government subsidy programs remain limited relative to need…